Pawn Jewelry at a Secure and Discreet Location
Location is often an important factor for clients seeking secured loans to cover a temporary cash short-fall. Many of our loan clients are San Diego business people and entrepreneurs who value confidentiality. They come to us when banks make it difficult to access the credit they need to manage operations and launch new ventures.
Traditional pawn shops are often located on busy San Diego streets near high-trafficked shopping areas. In contrast, Diamond Estate is located on the 7th floor of the Jewelers Exchange building in San Diego’s Gaslamp District.
There are no neon “PAWN SHOP” signs anywhere. We are basically a high-end private jeweler and estate jewelry shop that offers large collateral cash loans to clients.
Call (800) 956-8505
Pawn Diamond Rings, Jewelry & Watches
Diamond Estate is where you can pawn diamond rings for large cash loans in San Diego.
The most common items our clients use to obtain a secured loan are 3+ carat diamond rings, signed pieces from Tiffany & Co., Harry Winston, Graff, and Cartier, as well as luxury watches from Rolex and Patek Philippe.
Unlike typical San Diego pawn shops, our collateral loans begin at $2,500 and can extend upwards to $250,000. Loan periods can be renewed for longer than 120 days, but most people pay back their secured loans in under 4 months.
Unlike many pawn shops that charge the entire interest of the 4 month loan regardless of when you pick it up, Diamond Estate will pro-rate your interest on a monthly basis. In other words if you are able to pay back your loan in one month, you are only charged one month’s interest. On larger loans higher than $250,000, we are able to pro-rate your interest daily, instead of monthly.
The exact interest rate that we charge varies depending on the size of the loan. While the rate is higher than a traditional bank loan, the interest on large collateral loans is similar to what you would be charged for taking a cash advance on a credit card.
How We Value Your Collateral Loan Item
Instead of appraising your diamond jewelry or watch based on how much it can be sold for locally in-store, Diamond Estate Jewelry Buyers provides you with a collateral loan based on your merchandise’s resale value on the worldwide estate market.
Over the years, we have developed a network of international resale contacts. Therefore, our cash loans on jewelry, diamonds, and timepieces are larger than what you might receive at traditional San Diego pawn shops.
Schedule a Free Loan Consultation
Let us help you get a hassle-free cash loan in a comfortable, professional, and confidential environment.
Call (800) 956-8505
San Diego Small Business Loans – No Credit Check
You can pawn Rolex watches for a San Diego small business loan with no credit check.
Cash is the lifeblood of any San Diego small business. Many businesses turn to bridge loans when quick financing is needed. Bridge loans are short-term funding measures that “bridge” the gap between today’s immediate need for cash and the later receipt of income or more long-term financing.
One simple bridge loan alternative that small business owners often fail to consider is to leverage their personal portable luxury assets, like diamond jewelry, heirloom jewelry, or valuable Swiss timepieces.
Diamond Estate has helped many San Diego businesses obtain immediate cash loans with their valuable collateral. Our small business loans can easily convert luxury assets, such as a large carat Tiffany & Co. diamond ring or limited-edition Patek Phillippe timepiece, into the funds you need until longer term financing can be secured.
Diamond Estate provides San Diego small business loans in excess of $100K on diamond jewelry & luxury watches.
For example, we recently had a client who was needing a $100K loan in order to take his small business to the next level, with a new website and online marketing campaign.
He owned an investment property (a small house in the suburbs) that was appraised for $300,000. But before his bank was willing to offer him a loan on the house, they wanted him to make improvements. A sewer pipe needed to be replaced and the house needed a new roof, even though all of the plumbing worked fine and the roof had no leaks. These repairs (together with a few others, like a new water heater), came to about $20,000.
Problem is, he didn’t have $20K to spare. All of his money was tied up in his business, and he had already maxed out his credit cards and other sources of credit. So he decided to bring two Rolexes from his personal watch collection to Diamond Estate. An hour later he had a cashier’s check for $20,000 in hand.
He was able to complete the repairs on his property over the next few weeks, get the loan from his bank, and pay back his $20K loan with us.
Contact us now for a free and confidential consultation.
Call (800) 956-8505
San Diego Bridge Loans for Seniors
The realities of aging can mean many things, including the need for an increased level of care. Seniors face difficult situations every day, and what can make them even harder are the financial realities. Retirement community living can be expensive, and assisted living and skilled care facilities are even more costly. How can you cover the expense of moving when your house isn’t selling?
Our San Diego jewelry buyers can help by offering a collateral loan to cover your expenses until your house sells, or even by buying your assets outright. The funds available to you in the form of that old watch or forgotten diamond ring can be used to help in a transition to a new lifestyle, whatever the level of care needed might be.
Contact us today for a free consultation.
Call (800) 956-8505
Diamond Estate is the best place to either pawn or sell a diamond ring in San Diego.
How to Pawn Jewelry in San Diego
Diamond Estate is the best place to pawn a diamond ring in San Diego County.
When choosing the best place to pawn jewelry in San Diego, there are four main factors to consider: security, interest rates, discretion, and size of loan. So let’s take a look at each of these four issues in order to explain why so many of our clients choose Diamond Estate as the best place to pawn a diamond ring, pawn a Rolex, and pawn estate jewelry.
Let’s begin by explaining that you have two options when it comes to pawning your diamond jewelry in San Diego. You can pawn jewelry at a San Diego pawn shop or with a collateral loan specialist like Diamond Estate.
The difference between these two types of businesses is that a collateral loan provider like DEJB specializes in large collateral loans on fine jewelry, diamonds, and luxury watches. We deal primarily with private individuals and business owners who are pawning jewelry to receive temporary cash loans from $2,500 – $50,000. Unlike a San Diego pawn shop, we do not sell second-hand jewelry.
Security When Pawning Your Jewelry
You can feel confident and secure pawning jewelry to Diamond Estate, knowing that we are BBB accredited with an A+ rating.
When pawning jewelry in San Diego, you want to have peace of mind that your jewelry is in safe hands and that you are dealing with a highly reputable pawnbroker. One way to evaluate reputation is to check whether the San Diego pawn shop or pawnbroker is accredited with the Better Business Bureau. In addition, you can check out online reviews and see whether the business and business owner have a strong track record when it comes buying and pawning jewelry in San Diego.
In the case of Diamond Estate, customers feel confident and secure pawning jewelry to us because we are BBB accredited with an A+ rating. Our owner Carl Blackburn is widely recognized throughout San Diego County as a leading estate jewelry buyer, and consumer advocate, with hundreds of five star reviews. In addition, our collateral loan office is located in the safe and secure Jewelers Exchange building.
Interest Rates at San Diego Pawn Shops
We specialize in precious gemstone jewelry, like this 2+ carat emerald & diamond ring.
The best place to pawn jewelry in San Diego is obviously going to be with a pawn shop or pawnbroker who charges reasonable interest rates. Californians are lucky in this regard because interest rates when pawning jewelry are capped at much lower rates compared to other states — and often at a rate better than taking out a cash advance on a credit card.
The industry is very competitive among San Diego pawn shops and other collateral loan providers, thus the interest rates charged by San Diego pawnbrokers are generally not much different.
With regards to Diamond Estate, our exact interest rates on pawned jewelry varies depending on the value of fine jewelry you wish to use as collateral. Simply call or email us for a quick preliminary appraisal of your diamond jewelry or timepiece and the interest rate that we would assess.
Where to Pawn Jewelry Discreetly in San Diego
No credit checks or credit reports are ever made when clients pawn jewelry to Diamond Estate.
For many clients, discretion and confidentiality are also an important part of the decision making process when pawning jewelry in San Diego. While pawn shops have improved their image greatly over the past decade, casting off many of the negative associations, some people still remain hesitant about being seen walking into a San Diego pawn shop to pawn jewelry. They also are sometimes concerned about whether any credit checks or credit reporting is conducted if they decide to pawn jewelry in San Diego.
Discretion and confidentiality is paramount at Diamond Estate. As San Diego County’s leading estate buyer of previously-owned fine jewelry, diamonds, and prestige watches, our business involves more than collateral loans.
We serve a wide range of private individuals, business owners, and entrepreneurs. Our business office is located in a discreet office within the Jewelers Exchange building in the Gaslamp District. In addition, no credit checks or credit reports are ever made when clients pawn jewelry with us.
How to Pawn Diamond Jewelry & Watches for Larger Loans
Diamond Estate is where to pawn luxury watches like this Patek Philippe timepiece.
Probably the most important factor when choosing the best place to pawn jewelry in San Diego is choosing the business that will provide you with the highest cash loan for your jewelry. When you pawn jewelry at a San Diego pawn shop, the pawnbroker will ordinarily offer you a collateral loan based on how much they think they can sell your item for within their store.
Therefore, if you do decide to pawn jewelry to a San Diego pawn shop rather than Diamond Estate, you should choose one whose showcases are filled with fine jewelry and who attracts a large number of fine jewelry shoppers.
Clients choose Diamond Estate to pawn jewelry because we appraise the value of your jewelry on its global market value rather than how much we might be able to sell it for locally. Therefore, our cash loans on jewelry are higher than what you might receive at a typical San Diego pawn shop.
In addition, unlike an ordinary pawn shop, we have the expertise and financial resources to offer collateral loans upwards to $250,000, depending on the value of your estate jewelry.
When you pawn a diamond ring or fine jewelry with Diamond Estate, your immediate no credit check collateral loan can be for as short a period as 24 hours and up to 120 days (renewable).
Contact us today to see why so many people in San Diego County call us the best place to pawn jewelry, engagement rings, and luxury watches.
Call (800) 956-8505 For a Free Consultation
About The City of San Diego
The seaside location and temperate climate of San Diego have made the city a desirable place to live since long before the Presidio and the Mission San Diego de Alcalá were founded by Spanish missionaries in 1769. San Diego was part of Mexico before California’s statehood in 1850, and the city has a long history interwoven with neighboring Tijuana. Today, Tijuana is a San Diego destination of its own, with over 40 million border crossings each year.
As a jewel of Southern California, San Diego is often referred to as “America’s Finest City.” In addition to its excellent year round climate and miles of beautiful beaches, San Diego is known for its many recreational opportunities, from water sports like surfing and scuba diving to cycling and even paragliding from the cliffs at Torrey Pines in La Jolla. The city is also home to the world renowned San Diego zoo in Balboa Park.
Diamond Estate serves all of San Diego County, including Del Mar, Carlsbad, La Mesa, Coronado, El Cajon, La Jolla, Oceanside, Rancho Santa Fe, San Marcos, Escondido, and Solana Beach.
Pawn Diamond Rings — Pawn Rolex Watches — Pawn Engagement Rings
Pawn Jewelry in San Diego — High-End Pawn Shops San Diego