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San Diego Pawn Shops & Small Business Loans

Diamond Estate provides a high-end alternative to San Diego pawn shops by providing cash loans secured with large carat diamond rings, investment-grade timepieces, and high-brand signed jewelry. Our secured personal loans are similar to a pawn loan in that no credit checks and credit reports are made. The difference is that we offer clients greater privacy, higher loan disbursements, and superior expertise in signed estate jewelry, large diamonds, and collectible luxury timepieces.

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Last updated: 05/13/2019

Pawn Jewelry at a Secure and Discreet Location

Location is often an important factor for clients seeking secured loans to cover a temporary cash short-fall. Many of our loan clients are San Diego business people and entrepreneurs who value confidentiality. They come to us when banks make it difficult to access the credit they need to manage operations and launch new ventures.

Traditional pawn shops are often located on busy San Diego streets near high-trafficked shopping areas. In contrast, Diamond Estate is located on the 7th floor of the Jewelers Exchange building in San Diego’s Gaslamp District.

There are no neon “PAWN SHOP” signs anywhere. We are basically a high-end private jeweler and estate jewelry shop that offers large collateral cash loans to clients.

Call (800) 956-8505

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Pawn Diamond Rings, Jewelry & Watches

Pawn a Diamond Ring

Diamond Estate is where you can pawn diamond rings for large cash loans in San Diego.

The most common items our clients use to obtain a secured loan are 3+ carat diamond rings, signed pieces from Tiffany & Co., Harry Winston, Graff, and Cartier, as well as luxury watches from Rolex and Patek Philippe.

Unlike typical San Diego pawn shops, our collateral loans begin at $2,500 and can extend upwards to $250,000. Loan periods can be renewed for longer than 120 days, but most people pay back their secured loans in under 4 months.

Unlike many pawn shops that charge the entire interest of the 4 month loan regardless of when you pick it up, Diamond Estate will pro-rate your interest on a monthly basis. In other words if you are able to pay back your loan in one month, you are only charged one month’s interest. On larger loans higher than $250,000, we are able to pro-rate your interest daily, instead of monthly.

The exact interest rate that we charge varies depending on the size of the loan. While the rate is higher than a traditional bank loan, the interest on large collateral loans is similar to what you would be charged for taking a cash advance on a credit card.

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How We Value Your Collateral Loan Item

Instead of appraising your diamond jewelry or watch based on how much it can be sold for locally in-store, Diamond Estate Jewelry Buyers provides you with a collateral loan based on your merchandise’s resale value on the worldwide estate market.

Over the years, we have developed a network of international resale contacts. Therefore, our cash loans on jewelry, diamonds, and timepieces are larger than what you might receive at traditional San Diego pawn shops.

 

Schedule a Free Loan Consultation

Let us help you get a hassle-free cash loan in a comfortable, professional, and confidential environment.

Call (800) 956-8505

Get a Free Quote

 

San Diego Small Business Loans – No Credit Check

Pawn a Used Rolex

You can pawn Rolex watches for a San Diego small business loan with no credit check.

Cash is the lifeblood of any San Diego small business. Many businesses turn to bridge loans when quick financing is needed. Bridge loans are short-term funding measures that “bridge” the gap between today’s immediate need for cash and the later receipt of income or more long-term financing.

One simple bridge loan alternative that small business owners often fail to consider is to leverage their personal portable luxury assets, like diamond jewelry, heirloom jewelry, or valuable Swiss timepieces.

Diamond Estate has helped many San Diego businesses obtain immediate cash loans with their valuable collateral. Our small business loans can easily convert luxury assets, such as a large carat Tiffany & Co. diamond ring or limited-edition Patek Phillippe timepiece, into the funds you need until longer term financing can be secured.

Diamond Estate provides San Diego small business loans in excess of $100K on diamond jewelry & luxury watches.

For example, we recently had a client who was needing a $100K loan in order to take his small business to the next level, with a new website and online marketing campaign.

He owned an investment property (a small house in the suburbs) that was appraised for $300,000. But before his bank was willing to offer him a loan on the house, they wanted him to make improvements. A sewer pipe needed to be replaced and the house needed a new roof, even though all of the plumbing worked fine and the roof had no leaks. These repairs (together with a few others, like a new water heater), came to about $20,000.

Problem is, he didn’t have $20K to spare. All of his money was tied up in his business, and he had already maxed out his credit cards and other sources of credit. So he decided to bring two Rolexes from his personal watch collection to Diamond Estate. An hour later he had a cashier’s check for $20,000 in hand.

He was able to complete the repairs on his property over the next few weeks, get the loan from his bank, and pay back his $20K loan with us.

Contact us now for a free and confidential consultation.

Call (800) 956-8505

Get a Free Quote

 

San Diego Bridge Loans for Seniors

The realities of aging can mean many things, including the need for an increased level of care. Seniors face difficult situations every day, and what can make them even harder are the financial realities. Retirement community living can be expensive, and assisted living and skilled care facilities are even more costly. How can you cover the expense of moving when your house isn’t selling?

Our San Diego jewelry buyers can help by offering a collateral loan to cover your expenses until your house sells, or even by buying your assets outright. The funds available to you in the form of that old watch or forgotten diamond ring can be used to help in a transition to a new lifestyle, whatever the level of care needed might be.

Contact us today for a free consultation.

Call (800) 956-8505

Get a Free Quote

Diamond Estate is the best place to either pawn or sell a diamond ring in San Diego.

 

How to Pawn Jewelry in San Diego

San Diego Pawn Shops

Diamond Estate is the best place to pawn a diamond ring in San Diego County.

When choosing the best place to pawn jewelry in San Diego, there are four main factors to consider: security, interest rates, discretion, and size of loan. So let’s take a look at each of these four issues in order to explain why so many of our clients choose Diamond Estate as the best place to pawn a diamond ring, pawn a Rolex, and pawn estate jewelry.

Let’s begin by explaining that you have two options when it comes to pawning your diamond jewelry in San Diego. You can pawn jewelry at a San Diego pawn shop or with a collateral loan specialist like Diamond Estate.

The difference between these two types of businesses is that a collateral loan provider like DEJB specializes in large collateral loans on fine jewelry, diamonds, and luxury watches. We deal primarily with private individuals and business owners who are pawning jewelry to receive temporary cash loans from $2,500 – $50,000. Unlike a San Diego pawn shop, we do not sell second-hand jewelry.

 

Security When Pawning Your Jewelry

You can feel confident and secure pawning jewelry to Diamond Estate, knowing that we are BBB accredited with an A+ rating.

When pawning jewelry in San Diego, you want to have peace of mind that your jewelry is in safe hands and that you are dealing with a highly reputable pawnbroker. One way to evaluate reputation is to check whether the San Diego pawn shop or pawnbroker is accredited with the Better Business Bureau. In addition, you can check out online reviews and see whether the business and business owner have a strong track record when it comes buying and pawning jewelry in San Diego.

In the case of Diamond Estate, customers feel confident and secure pawning jewelry to us because we are BBB accredited with an A+ rating. Our owner Carl Blackburn is widely recognized throughout San Diego County as a leading estate jewelry buyer, and consumer advocate, with hundreds of five star reviews. In addition, our collateral loan office is located in the safe and secure Jewelers Exchange building.

 

Interest Rates at San Diego Pawn Shops

Sell a Diamond Ring

We specialize in precious gemstone jewelry, like this 2+ carat emerald & diamond ring.

The best place to pawn jewelry in San Diego is obviously going to be with a pawn shop or pawnbroker who charges reasonable interest rates. Californians are lucky in this regard because interest rates when pawning jewelry are capped at much lower rates compared to other states — and often at a rate better than taking out a cash advance on a credit card.

The industry is very competitive among San Diego pawn shops and other collateral loan providers, thus the interest rates charged by San Diego pawnbrokers are generally not much different.

With regards to Diamond Estate, our exact interest rates on pawned jewelry varies depending on the value of fine jewelry you wish to use as collateral. Simply call or email us for a quick preliminary appraisal of your diamond jewelry or timepiece and the interest rate that we would assess.

 

Where to Pawn Jewelry Discreetly in San Diego

No credit checks or credit reports are ever made when clients pawn jewelry to Diamond Estate.

For many clients, discretion and confidentiality are also an important part of the decision making process when pawning jewelry in San Diego. While pawn shops have improved their image greatly over the past decade, casting off many of the negative associations, some people still remain hesitant about being seen walking into a San Diego pawn shop to pawn jewelry. They also are sometimes concerned about whether any credit checks or credit reporting is conducted if they decide to pawn jewelry in San Diego.

Discretion and confidentiality is paramount at Diamond Estate. As San Diego County’s leading estate buyer of previously-owned fine jewelry, diamonds, and prestige watches, our business involves more than collateral loans.

We serve a wide range of private individuals, business owners, and entrepreneurs. Our business office is located in a discreet office within the Jewelers Exchange building in the Gaslamp District. In addition, no credit checks or credit reports are ever made when clients pawn jewelry with us.

 

How to Pawn Diamond Jewelry & Watches for Larger Loans

Pawn a Patek Philippe

Diamond Estate is where to pawn luxury watches like this Patek Philippe timepiece.

Probably the most important factor when choosing the best place to pawn jewelry in San Diego is choosing the business that will provide you with the highest cash loan for your jewelry. When you pawn jewelry at a San Diego pawn shop, the pawnbroker will ordinarily offer you a collateral loan based on how much they think they can sell your item for within their store.

Therefore, if you do decide to pawn jewelry to a San Diego pawn shop rather than Diamond Estate, you should choose one whose showcases are filled with fine jewelry and who attracts a large number of fine jewelry shoppers.

Clients choose Diamond Estate to pawn jewelry because we appraise the value of your jewelry on its global market value rather than how much we might be able to sell it for locally. Therefore, our cash loans on jewelry are higher than what you might receive at a typical San Diego pawn shop.

In addition, unlike an ordinary pawn shop, we have the expertise and financial resources to offer collateral loans upwards to $250,000, depending on the value of your estate jewelry.

When you pawn a diamond ring or fine jewelry with Diamond Estate, your immediate no credit check collateral loan can be for as short a period as 24 hours and up to 120 days (renewable).

Contact us today to see why so many people in San Diego County call us the best place to pawn jewelry, engagement rings, and luxury watches.

Call (800) 956-8505 For a Free Consultation

Get a Free Quote

 

About The City of San Diego

San Diego County

The seaside location and temperate climate of San Diego have made the city a desirable place to live since long before the Presidio and the Mission San Diego de Alcalá were founded by Spanish missionaries in 1769. San Diego was part of Mexico before California’s statehood in 1850, and the city has a long history interwoven with neighboring Tijuana. Today, Tijuana is a San Diego destination of its own, with over 40 million border crossings each year.

As a jewel of Southern California, San Diego is often referred to as “America’s Finest City.” In addition to its excellent year round climate and miles of beautiful beaches, San Diego is known for its many recreational opportunities, from water sports like surfing and scuba diving to cycling and even paragliding from the cliffs at Torrey Pines in La Jolla. The city is also home to the world renowned San Diego zoo in Balboa Park.

Diamond Estate serves all of San Diego County, including Del Mar, Carlsbad, La Mesa, Coronado, El Cajon, La Jolla, Oceanside, Rancho Santa Fe, San Marcos, Escondido, and Solana Beach.

 

Pawn Diamond Rings — Pawn Rolex Watches — Pawn Engagement Rings
Pawn Jewelry in San Diego — High-End Pawn Shops San Diego


Learn About How Diamond Estate
Prices its Jewelry & Watch Deals


Reviews From Customers:

I can’t express how much Diamond Estate Jewelry Buyers’ employees will go to bat for you. Over a period of 2 weeks working with them on a piece of jewelry and a watch, I truly felt they understood the way my wife and I felt about those two pieces. I especially want to thank Paula and Jacqueline for going above and beyond to get us the cash to make my wife’s dreams come true. Thanks again to Paula and Jacqueline for a job well done.

google Reviews

Darrel A.

Google

Paula was so great to work with! Very professional, and they offered the best price for my Rolex GMT II (over 2 other watch companies that buy used time pieces). No bait and switch here—take good photos of what you are selling and give them as much detail as you can so they can offer you the correct amount to start with. No surprises. They paid exactly what I was offered. Great experience. I wouldn’t hesitate to recommend their services to anyone. Thank you!

google Reviews

Kyle N.

Google

Fastest and most honest experience by far. I tried selling my old wedding ring with other jewelry buyers last year but the process was so confusing and extensive I gave up. I found these guys and a few other sites online last weekend and decided to give it another shot. Carl and his team purchased my ring, received my shipment and sent the money (which was the highest and only definitive offer out of anyone) to my account all in less than 4 business days. The communication was thorough, timely, and responsive every step of the way.

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Jevonte K.

Yelp

I sold a diamond engagement ring and a wedding ring. Paula was exceptional to work with. She answered all of my questions and assuaged any concerns that I had. I know the price I got was fair, as I had a prior gemologist look at the rings, but I was not comfortable dealing with that outfit for reasons other than the price. I am comfortable with my decision to sell, and I know I got the best offer I could get at this time. I highly recommend Diamond Estate Jewelry Buyers. Thank you, Paula, for all the time you spent with me. You have immense patience and empathy.

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Barbara M.

Yelp

While selling an engagement ring is never an emotionally fun experience, it was finally time to give it a new life. Working with Paula made the process so much easier. She is very professional and responsive, and showed a lot of empathy when I got misty-eyed on the phone. While I’ll admit to having been nervous about shipping my engagement ring off based on a few emails, the process went very smoothly. I was provided with an insured shipping label and instructions for packaging. I received a reasonable offer for my ring the day it arrived at their store. The transaction was settled exactly as agreed, and within hours of my giving final word. There is absolutely nothing to be concerned about in dealing with Diamond Estate Jewelry Buyers via the web, and I would gladly use them again.

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Lisa Y.

Yelp

My name is Ron Hazel and I recently completed some business with Diamond Estate Jewelry Buyers. I found them to be very professional and straight forward. Paula Dabney did exactly what she said she would do and precisely when she said she would do it. She made it easy to understand the value of my jewelry. In this uncertain world we live in it’s nice to work with a company that is trustworthy and expedient.

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Ron H.

Yelp

I reached out to Diamond Estate Jewelry Buyers to sell my husband’s Rolex. Lori was very nice, knowledgeable, & inspired trust. Most importantly to me, there was absolutely no pressure to proceed—I felt very comfortable with the pace of the process. Lori gave me an estimated range of what the watch would be worth, subject to adjustment based on their appraisal once their buyer was able to examine it. She provided all details and the Fed Ex labels for shipping the watch—it was not hard and I was fully confident it would go without a snag. Lori called to let me know as soon as the watch arrived. The next day it was appraised by their buyer and Lori called to let me know the adjusted price. They dealt fairly with me, so I accepted and wire transfer was made same day to my bank account. Nicely done, Lori!

google Reviews

Renee R.

Google

I worked with Paula the most and she was great. Very patient, very kind; answered all my many questions. Received agreed upon payment extremely fast, as promised. It is scary to send jewelry in the mail, but everything worked as I was told it would. I would do this again.

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Faye N.

Yelp

I had a timepiece that I was looking to sell and searched high and low to find a reputable dealer to appraise the piece and would offer a fair price. I came Diamond Estate Jewelry Buyers online. At first I was hesitant to try an online service for this type of transaction but let me tell you, they were great. Paula helped me through the process and just as their website describes, it is a safe and secure method for this type transaction. It was a very smooth, seamless transaction…and the price was fair. I hope this review will allay any concerns people may have. I was hesitant at first, but now they will be my go-to people for this type of service in the future. Thanks again Paula for great customer-centric service.

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John H.

Yelp

We contacted Carl to sell approximately 25 pieces of estate jewelry. He was extremely responsive and followed up the same day. His secretary was fantastic getting us an appointment quickly. Carl spent a long time explaining the pricing, appraisals, value, and process and made us feel very comfortable selling to him. We are extremely pleased with the entire experience and will definitely recommend him to others!

google Reviews

Belinda K.

Google

We had a 14 carat diamond and were nervous of mailing it out of state. We were reassured from the beginning of the easy process, but we decided to fly out to California to meet the people at Diamond Estate. From the very beginning we were met with professionalism and treated very well. After given a reasonable quote, we decided to get a GIA certificate for the diamond just to be sure what it was. Jackie drove us all over the place to different jewelers to look at it as well as the GIA lab. She spent a whole day making us feel at ease. Jackie took us around fully knowing that we could go with other people’s offers and still chauffeured us to each place. In the end we found exactly what we are looking for with the Help of Carl and Jackie. Great experience for 2 girls from Colorado. I would recommend them to anyone.

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Melissa E.

Yelp

I appreciated their professionalism and responsiveness to me. I have been deciding if I want to sell my watch. Paula kept in contact, explained the process to me and followed up with me each step of the way. And it was fast! I highly recommend using them if your deciding to sell some of your high end jewelry.

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Michelle M.

Yelp

Absolutely seamless sale of a two tone Rolex Submariner. The buy bid was honored, no changing of bid after receiving the watch. As far as I am concerned this is the only place to sell your jewelry and watches. Paula was super professional and easy to do business with. I was a little apprehensive, but after reading all of the reviews, I felt confident, and so should you.

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Richard L.

Yelp

Let me tell you, Paula was the best she helped me so much with my fathers watches. Money was put in my account as soon as she got the watches. I would recommend this place always thanks for such great service.

facebook Reviews

Donna S.

Facebook

Carl is a very straight forward and honest businessman. I sent him some pictures and chatted on the phone with him for a few minutes, and then he offered me a very fair price. I was a little hesitant at first as I am not in the jewelry business and the idea of sending my jewelry across the country via mail was a little worrisome. However, this couldn't have gone more easily - he received the ring and paid me what he said he would the next day. Great experience and great business.

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Jeremy D.

Yelp

When I was thinking about selling a piece of jewelry I had, I looked at several different places. I just kept coming back to DEJB. I called, spoke with Paula & she was wonderful to work with. So friendly & knowledgeable. She explained everything to me from the first phone call. She really put my mind at ease. My transaction was quick & easy. Paula & Carl were so easy to work with. I will definitely work with them again. Thank you Paula & Carl for everything!

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Rhonda B.

Yelp

Thank you so much Paula for your professional handling of my heirloom diamond. When we first talked on the phone, your totally professional and knowledgeable demeanor regarding the diamond business assuaged any trepidation I had about sending my diamond. I was impressed with the way you shopped my diamond to get me the best possible price. When we agreed on the price the money was wired to my account within the hour. Well done! I will not hesitate to recommend Diamond Estate Jewelry Buyers to my friends and will tell them to ask for you by name!

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John P.

Yelp

Wonderful service! Paula made the selling process so easy for me from beginning to end. I live out-of-state, and she walked me through, step-by-step, exactly what to do to work with Diamond Estate to sell my diamonds. The process was effortless on my part! The owner gave me an excellent price. Paula was very professional and a pleasure to work with. I highly recommend working with Diamond Estate.

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Amy F.

Yelp

I inherited a vintage Rolex. About 40 years old. Though I didn’t have the original paperwork or box, DEJB were open and interested in working with me. Paula Dabney was EASY, accommodating, knowledgeable and comforting during the process. The initial price she quoted me was the price we ultimately agreed on after inspection. The process was quick and efficient and any concerns or questions I had were answered promptly all along the way. I’d recommend checking out these folks if you’re interested in selling watches and jewelry.

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Brian C.

Yelp

Diamond Estate Jewelry offered the best cash price for my watch; $300 more than the local place I talked to. And the wire transfer was very simple and smooth. Recommend them and would use them again

facebook Reviews

Patrice W.

Facebook

This company was excellent to deal with and very fair on their offer. Paula Dabney took care of my transaction and kept me informed of everything. The money was wired to me within an hour after the received my watch. I highly recommend this company.

google Reviews

Bill P.

Google

The people at Diamond Estate Jewelry Buyers were professional and courteous and offered a good price for my engagement ring. I wasn’t sure I wanted to ship off my ring so I researched the company as much as I could until I was satisfied. Sure enough, their business with me matched up to the reputation I saw online. I highly recommend them.

google Reviews

Bonnie

Google

Working with Carl was probably one of the most straight forward, uncomplicated transactions I've experienced. After leaving a voicemail I received a prompt text and then a call where Carl clearly explained the process. I immediately felt confident that I was working with the right buyer to sell my Rolex. After sending clear pictures of the timepiece, Carl followed up with a phone call and quoted me a very competitive price. We agreed to the deal, I sent the timepiece fully insured through FedEx at his cost and after he had confirmed receipt and saw the timepiece he wired the money directly to my bank account. I highly recommend working with Carl. He's a man of his word and runs a top notch business.

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Aaron M.

Yelp

When deciding to sell a special piece of jewelry, especially when you are sentimentally attached to it, it is very difficult to part with it. Then I realized that I would never wear it and keeping it in a box for years and years was useless. So I “made the call” to Lori after doing a little background reading of Diamond Estate Jewelry Buyers. I was apprehensive about sending jewelry through the mail but it went very well and I was pleasantly surprised. Am I sure I received the best price? I have no way of knowing, but I was happy with what they offered and I am satisfied. I will no doubt use their services again.

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Kathi B.

Yelp

It was a pleasure working with owner Carl Blackburn. He bought a diamond from me and the process went as smooth as I could have ever imagined. I contacted his company via the website, sending him the diamond's specifics. He quickly returned with an offer. He then sent a FedEx Overnight label via email. The diamond was in his office the very next day and he immediately contacted me saying he needed a few hours to evaluate my diamond. Then he called me. We talked about the qualities of my diamond. Carl was very honest and kind. I agreed with his evaluation and he wired me the money. It was in my bank the very next day! I highly recommend.

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P.C.

Yelp

I needed to sell a 2 carat diamond and based on the excellent reviews, I decided to contact Diamond Estate Jewelry Buyers. I sent an email with the GIA report details and within 30 minutes I had a response from Paula with an estimated offer. After deciding to move forward, Paula emailed me shipping instructions and a prepaid FedEx label. I shipped my diamond and everything went incredibly smoothly. Paula, the buying consultant with whom I worked, was incredibly responsive and knowledgeable. I am absolutely thrilled with my experience and would recommend Diamond Estate Jewelry Buyers to anyone looking to work with true professionals.

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Melissa N.

Yelp

Exceedingly pleased and impressed with this service. I worked with Paula who is professional, personal, and accountable. Everything happened as said from beginning to end, which was hard to believe at first. I re-read reviews even after I boxed up my items because of the anxiety! Paula helped normalize a sentimental event and held my trust throughout the whole process (which was actually very fast and exactly to description). Highly recommended and would use again without hesitation. Thank you Diamond Estate Jewelry Buyers, especially Paula!

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Jesse S.

Yelp

I had never sold anything online before, so was a little nervous about selling my Rolex. Based on Yelp reviews, I visited DEJB’s website and was pretty impressed. Worked with Paula to text some pics and got an estimate within hours. I got estimates from three other places and DEJB was right in line with two others, but was a touch higher. Based on the great customer service, I went with DEJB. Once I said I was in, Paula got me the prepaid, secure, insured shipping information within hours. Once received, they let me know my Rolex was as described and wired the full amount immediately. What else can I say? Fast, secure, friendly, fair – what more can you ask?

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Scott E.

Yelp

I was very happy with the service I received with this company and Paula made it very easy for me to follow all directions!!! I would definitely do business here again and recommend them to my friends!!!....Mickie

facebook Reviews

Mickie K.

Facebook

I’m so happy that I found this amazing jeweler! The easiest and fastest transaction I’ve had. I sold my Cartier Roadster to them in 24 hours I had the money wired into my account. They are pleasant and honest people who will take good care of you! I highly recommend them!

google Reviews

Ava L.

Google

About Diamond Estate

Diamond Estate Jewelry Buyers is a leading fine jewelry buyer and watch buyer serving customers throughout the US. We've built our business on core values of integrity, honesty, and superior customer service. Are you looking to sell diamonds, rings, watches, earrings or other fine jewelry? Get in touch to get your no-obligation offer.

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Diamond Estate President and Founder Carl Blackburn was interviewed in 2009 by KUSI Television, along with the Better Business Bureau's Sheryl Bilbrey, as one of San Diego's trustworthy and reputable jewelry buyers.

Ten Years later, Diamond Estate still maintains its A+ standing with the Better Business Bureau, while helping sellers nationwide become better informed through the many videos, guides, and articles published on this website.

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